Loan Services — Personal, Home, Business & More | Ask4Loans
Loan Services

All 11 Loan Products, One Platform

Personal, Home, Business, Vehicle, Gold and more — matched to your CIBIL profile, compared across 15+ banks and NBFCs before you apply.

15+ Bank & NBFC Partners
24–48 hr Approval
Pre-checked Eligibility
Dedicated Relationship Manager
Our Products

Pick the loan that fits your need

Every product below includes typical interest range, tenure and turnaround — tap Apply for a free eligibility check.

Home Loan

Buy, construct or renovate your home with long tenures and competitive rates.

Interest From8.35% p.a.
TenureUp to 30 yrs
Loan AmountUp to ₹5 Cr
Approval3–5 days

Personal Loan

Unsecured funds for weddings, medical needs, travel or any personal expense.

Interest From10.5% p.a.
TenureUp to 5 yrs
Loan AmountUp to ₹40 L
Approval24–48 hrs

Business Loan

Working capital and expansion funding for proprietors, partnerships and companies.

Interest From11.9% p.a.
TenureUp to 7 yrs
Loan AmountUp to ₹2 Cr
Approval2–4 days

Vehicle Loan

Finance for new or used cars and two-wheelers, up to 100% on-road funding.

Interest From8.75% p.a.
TenureUp to 7 yrs
Loan AmountUp to ₹1 Cr
ApprovalSame day

Education Loan

Covers tuition, hostel and other expenses for studies in India or abroad.

Interest From9.5% p.a.
TenureUp to 15 yrs
Loan AmountUp to ₹1.5 Cr
Approval5–7 days

Gold Loan

Instant loan against gold jewellery, with safe storage and minimal paperwork.

Interest From7.5% p.a.
TenureUp to 3 yrs
Loan AmountUp to ₹50 L
ApprovalSame day

Loan Against Property

Unlock the value of your residential or commercial property at lower rates.

Interest From9.0% p.a.
TenureUp to 15 yrs
Loan AmountUp to ₹3 Cr
Approval4–6 days

Loan Against Securities

Overdraft against mutual funds or shares — interest only on the amount used.

Interest From10.75% p.a.
TenureRenewable
Loan AmountUp to ₹1 Cr
Approval24–48 hrs

Working Capital Loan

Cash credit and overdraft facilities for smooth day-to-day business operations.

Interest From10.5% p.a.
TenureRenewable
Loan AmountUp to ₹5 Cr
Approval3–5 days

Machinery / Equipment Loan

Finance new machinery or equipment for manufacturing and service units.

Interest From11.25% p.a.
TenureUp to 6 yrs
Loan AmountUp to ₹2 Cr
Approval3–5 days

Credit Card

Cashback, travel and fuel cards matched to your spending profile.

Joining FeeVaries
Reward TypeCashback/Miles
EligibilityCIBIL 700+
ApprovalInstant
Plan Ahead

See your EMI before you apply

Move the sliders and get an instant estimate for any of our 11 loan products.

Pre-checked eligibility across 15+ banks and NBFCs before you apply.
Approvals typically within 24–48 hours of document submission.
One relationship manager from application through to disbursal.
ask4loans.com/emi-calculator
Loan EMI CalculatorLive estimate
₹5,00,000
36
10.5%
Estimated Monthly EMI ₹16,255 Total payable: ₹5,85,180
How It Works

From enquiry to disbursal in 4 steps

A dedicated relationship manager handles your case end-to-end — no running between branches.

1
EnquireShare your requirement and preferred loan type online or by phone.
2
Document SubmissionUpload KYC, income proof and other basic documents.
3
ApprovalWe match you with the best lender and get you approved.
4
DisbursementFunds are credited directly to your bank account.
Home_Loan_Application.pdf
Application · Priya SharmaOn Track
Enquiry receivedMatched with a relationship manager
Documents verifiedKYC and income proof checked
Lender approvedBest rate matched across 15+ partners
Funds disbursedCredited directly to the applicant's account
Be Ready

Documents you'll typically need

Exact requirements vary by lender and loan type — your relationship manager will confirm the final list.

Identity & Address
  • PAN Card
  • Aadhaar Card
  • Passport / Voter ID
Income Proof
  • Last 3 months' salary slips
  • Form 16 / ITR (2 years)
  • Bank statements (6 months)
Business Documents
  • GST registration
  • Business PAN & registration proof
  • Audited financials
Other
  • Passport-size photographs
  • Property papers (secured loans)
  • Existing loan statements, if any
FAQ

Common questions about our loans

Does checking eligibility affect my CIBIL score?

No — our initial eligibility check is a soft enquiry and has zero impact on your CIBIL score. A hard enquiry only happens once you formally proceed with a specific lender.

How many banks do you compare before recommending a loan?

We work with 15+ banks and NBFCs and compare eligibility and rates across them before recommending the option that best fits your profile.

Can I foreclose or part-prepay my loan?

Most of our lending partners allow part-prepayment and foreclosure, though charges vary by lender and loan type. Your relationship manager will confirm the exact terms before you sign.

What if my loan application gets rejected?

We review the reason for rejection and, where possible, re-match you with a different lender whose criteria you meet, or guide you on improving your eligibility (like your CIBIL score) before reapplying.

Ready to apply for your loan?

Talk to a relationship manager and get matched with the right lender — no obligation, no hidden charges.

Check CIBIL Score First